A new survey has found a third of property investors who negative gear will retire with more than $100,000 in debt.It comes as federal Labor leader Bill Shorten this week urged investors and retirees to offset any losses from imputation credits with property investments.Mr Shorten, who said a future Labor federal government would cancel cash refunds for excess dividends, did not dispute claims it could cause investors to switch to investing in property as an alternative to shares.KEY FINDINGS• 79% of property investors are concerned rising house prices are locking young people out of the market• 95% say their primary motivation for owning an investment property is to fund a comfortable retirement• 79% of property investors with children say it is important to have an asset to pass on• One third of property investors have three or more properties• 55% of non-property investors support changes to negative gearing, even if it meansprices might fall slightly• 35% of property investors support changes to negative gearing• 52% believe an investment property is a better way to save for retirement than superannuation• 47% of property investors expect to retire with debt(Source: Essential Media, Australian Institute of Superannuation Trustees) Australian Institute of Superannuation Trustees CEO Eva Scheerlinck.“The long-held assumption that the home is a safety net for retirees is becoming increasinglydubious as more older people are being forced to rent or use their super to reduce their mortgage in retirement,” Ms Scheerlinck said.Ms Scheerlinck said it was time to re-examine the role of negative gearing and Capital Gains Tax concessions and for policymakers to consider proposals to modify those measures. She said negative gearing had been shown to fuel house price rises, adding that the measure directed government tax expenditure into unproductive assets. A new survey has found a third of property investors who negative gear will retire with more than $100,000 in debt.The survey — conducted from late February to early March — involved familyinterviews and an online public poll.Nearly 80 per cent of investors said creating an asset they could pass on to theirchildren was important, while providing somewhere for children to livewas important to 57 per cent of respondents.More from newsParks and wildlife the new lust-haves post coronavirus20 hours agoNoosa’s best beachfront penthouse is about to hit the market20 hours ago HONEY BADGER LOSES BACHELOR PAD HOME FETCHES $2M ABOVE MEDIAN IDYLLIC FIT FOR LUXE LIVING Essential Media head of research Rebecca Huntley said the survey findings were cold comfort for investors who trusted their properties would support them in their twilight years.“In order to invest, they are moving into semi-retirement and retirement with debts,” Dr Huntley said.“It’s a risky strategy for some. As a result the children don’t believe there will be much left down the track for the next generation to inherit.” A new survey has found a third of property investors who negative gear will retire with more than $100,000 in debt.A THIRD of property investors who rely on negative gearing are likely to retire with more than $100,000 in debt and will need to dip into their super to pay it off, new research reveals.The belief survey commissioned by the Australian Institute of Superannuation Trustees and conducted by Essential Media also found more than a third of property investors support changes to negative gearing, especially those who have children. GET THE LATEST REAL ESTATE NEWS DIRECT TO YOUR INBOX HERE A large majority of investors surveyed admitted a fear of not having enough money to retire comfortably had driven them to invest in property, while reducing their taxable income was another motivating factor.AIST chief executive Eva Scheerlinck said the survey confirmed housing affordability was a significant concern to most Australians, including those heading into retirement.