Mauritius Oil Refineries Limited (MOR.mu) 2013 Abridged Report

first_imgMauritius Oil Refineries Limited (MOR.mu) listed on the Stock Exchange of Mauritius under the Food sector has released it’s 2013 abridged results.For more information about Mauritius Oil Refineries Limited (MOR.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Mauritius Oil Refineries Limited (MOR.mu) company page on AfricanFinancials.Document: Mauritius Oil Refineries Limited (MOR.mu)  2013 abridged results.Company ProfileMauritius Oil Refineries Limited deals in the production and distribution of edible crude oils, which includes the refinery, packaging and marketing of the finished products. The company also engages in the manufacturing of metal cans and plastic containers. Moroil operates through its subsidiaries, wholly owned Proton Limited, engaged in the rental services; Metal Can Manufacturers Limited, a metal containers manufacturer, in which it holds a 50.11% stake, as well as Pharmalab Plastic Supplies Limited, a plastic bottles manufacturer, in which the Company holds a 51.22% stake. The company has divided its activities into segments, which include oil products, metal cans and plastic containers, imported food products, and others. Mauritius Oil Refineries Limited is listed on the Stock Exchange of Mauritius.last_img read more

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Brian O’Driscoll try – Australia v Lions 2001

first_imgFriday Jun 29, 2007 Brian O’Driscoll try – Australia v Lions 2001 Jonny Wilkinson fed O’Driscoll and BOD the Irishman smashed through the Wallaby back-line like a supercharged tank to score a fantastic try. George Smith was left trailing in his wake as the 21-year-old crashed over the line to send the 12,000 delirious Lions fans in the Gabba crowd into raptures. Classic try.ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Great Tries Related Articles 26 WEEKS AGO Incredible athleticism for sensational try… 26 WEEKS AGO ARCHIVE: Suntory score amazing try to upset… 26 WEEKS AGO WATCH: All 12 tries from EPIC Bristol-Clermont… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyDoctors Stunned: This Removes Wrinkles Like Crazy! (Try Tonight)Smart Life Reports30+ Everyday Items With A Secret Hidden PurposeNueey10 Types of Women You Should Never MarryNueeyMen, You Don’t Need the Blue Pill If You Do This (Try Tonight)Smart Life ReportsThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

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TCH House / Arkylab

first_img Photographs Mexico Architects: Arkylab Year Completion year of this architecture project Manufacturers: HelvexCollaborators:Mauricio Rubalcava, Analucía Alvarez , Jorge Camarena, Cynthia López, Luis Silva, Edith Sánchez , Andrés López, Alessa de Alba, Ana Paula Chambón, Tania JiménezStructural Design:Humberto López RomoArchitect In Charge:Luis MoránCity:AguascalientesCountry:MexicoMore SpecsLess SpecsSave this picture!© Oscar HernándezRecommended ProductsWindowsVitrocsaMinimalist Window – SlidingWindowsSolarluxSliding Window – CeroDoorsVEKADoors – VEKAMOTION 82DoorsECLISSESliding Pocket Door – ECLISSE LuceText description provided by the architects. La Herradura is a 60’S residential complex on the city of Aguascalientes, with land lots above 1000 m2, near the San Pedro River on its west side. Despite being a semi-desert area this proximity with river allows it to have an important vegetation with rare tree stands than the rest of the city.Save this picture!© Oscar HernándezTCH house uproots in an area with the pre-existence of two large ash trees that fully determine the available volume. The use schedule also required unusual spaces for a residential house being also intended for some executive activities, so almost two zones were developed in one level, first working spaces and on the other the privacy of the household itself.Save this picture!© Oscar HernándezThe contents are accumulated on the north side of the property in order to give everyone a south or east orientation space, looking for a suitable climate comfort for different activities without additional energy consumption. Different scale gardens open in the central areas to find a visual wideness and thereby generate a perception of greater spaciousness. The structure is part of the formal expression and together with concrete and wood pallet material intended to show the natural and honest way it’s created.Save this picture!Floor PlanOn a 1,100 m2 lot this residence is erected from a group of volumes in a single level in different heights that respond to the various scheduled uses. The design was conceived as a respond to a very different program of conventional house, created for a corporate company which requires a lounge for events and an office room.Save this picture!© Oscar HernándezThe construction is built to the north of the property to benefit from the south orientation and direct all the spaces to this area. The location of the two big ash trees in the lot was the starting point for the distribution of the spaces, generating subtractions that induce a dynamic dialog between exterior and interior. The structure forms part of the formal expression alongside with concrete and wood to create an authentic materiality.Save this picture!© Oscar HernándezSave this picture!IsometricSave this picture!© Oscar HernándezProject gallerySee allShow lessSeogyodong Renovation / Min Soh + Gusang Architectural Group + Kyoungtae KimSelected ProjectsSouthern California Institute of Architecture Announces Launch of SCI-Arc MexicoArchitecture News Share Houses 2015 Year:  “COPY” “COPY” Photographs:  Oscar Hernández Manufacturers Brands with products used in this architecture project Projects CopyHouses•Aguascalientes, Mexico ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/782189/tch-house-arkylab Clipboard ArchDaily TCH House / ArkylabSave this projectSaveTCH House / Arkylab TCH House / Arkylab Save this picture!© Oscar Hernández+ 22 Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/782189/tch-house-arkylab Clipboard CopyAbout this officeArkylabOfficeFollowProductsWoodSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesAguascalientesMexicoPublished on February 16, 2016Cite: “TCH House / Arkylab” 16 Feb 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPartitionsSkyfoldVertically Folding Operable Walls – Classic™ SeriesVinyl Walls3MVinyl Finish – DI-NOC™ AbstractFaucetshansgroheKitchen Mixers – Talis MShower ColumnsAXORShowers – AXOR LampShower by NendoWoodBruagRoom Acoustics – Interior Cladding PanelsPanels / Prefabricated AssembliesIsland Exterior FabricatorsMega-Panel Facade SystemsConcreteKrytonCrystalline Waterproofing – KIMTable LampsAxolightTable Lights – SkirtDoorsRabel Aluminium SystemsMinimal Glass Pivot Door – Rabel 8700 Slim Super ThermalUrban ShadingPunto DesignPublic Architecture in Residential ComplexExterior DeckingHouse of BambooDecking – BambooAnti-Corrosive CoatingsTIGERPowder Coating – Drylac® Bianco 605More products »Save想阅读文章的中文版本吗?工作生活两用住宅TCH / Arkylab是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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Wallaby Hires Scott Grimes as Senior Vice President, Risk and Operations

first_img More Cool Stuff Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes HerbeautyHow To Lose Weight & Burn Fat While You SleepHerbeautyHerbeautyHerbeautyNutritional Strategies To Ease AnxietyHerbeautyHerbeautyHerbeautyIs It Bad To Give Your Boyfriend An Ultimatum?HerbeautyHerbeautyHerbeautyNerdy Movie Kids Who Look Unrecognizable TodayHerbeautyHerbeautyHerbeautyA Dark Side Of Beauty Salons Not Many People Know AboutHerbeautyHerbeautyHerbeautyTop 9 Predicted Haircut Trends Of 2020HerbeautyHerbeauty Business Districts News Wallaby Hires Scott Grimes as Senior Vice President, Risk and Operations Fast Growing Financial Services Company Strengthens Resources with Addition of Former Green Dot Risk Operations Lead From STAFF REPORTS Published on Thursday, July 10, 2014 | 11:44 am Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Your email address will not be published. Required fields are marked * Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Wallaby Financial, the leader in mobile and web-based credit card optimization and marketing solutions, today announced that it has named Scott Grimes as its Senior Vice President, Risk and Operations. He will oversee all risk, corporate compliance, data security, and operations for the fast growing financial services company, and will report to Matthew Goldman, Wallaby’s Chief Executive Officer and Founder.This newly created role is in response to Wallaby’s emergence as a leader in credit card optimization solutions. As the new Senior Vice President, Risk and Operations, Mr. Grimes will work closely with senior executives to enhance the management and monitoring of risk, compliance and information and operational areas across the company.Mr. Grimes is a risk management professional with over twenty years experience in fraud, AML and compliance functions. He was previously Vice President, Risk Management at Green Dot Corporation, a publicly owned leader in the financial services industry. Mr. Grimes served in this role from 2007 to 2013. Prior to joining Green Dot, Mr. Grimes also served in senior executive roles focused on risk and compliance at Target Corporation and Capital One Financial Corporation.“The addition of Scott to our team is an important step for Wallaby,” said Matthew Goldman, Founder and CEO of Wallaby Financial. “Scott’s successful involvement with leading financial and retail services organizations gives him an invaluable perspective and skill set. He also loves the challenges and opportunities presented by fast growing companies like ours. We couldn’t be happier to have him on board.”Mr. Grimes will spearhead risk prevention and operational processes behind each of Wallaby’s consumer solutions including the Wallaby® App (available at www.walla.by/mobile or through the iTunes or Google Play store), and WalletBoostâ„¢, a credit card reward maximization solution () https://www.walla.by/boost ). The company is also developing the Wallaby Card — a single card to replace a user’s entire wallet of cards. Users can join the beta wait list for the Wallaby Card at https://www.walla.byAbout Wallaby Financial, Inc. Wallaby’s products ensure that consumers maximize the rewards and cash back available from each purchase they make on their credit cards. Wallaby solutions are available on a uniquely wide range of devices and platforms including iOS, Android, Google Chrome, Google Glass, and Pebble. Wallaby’s proprietary real-time algorithms and data automatically optimize consumer spend for rewards, fee minimization and card utilization. Payments and e-commerce companies can integrate Wallaby’s credit card intelligence via the WASAPI partner program. Wallaby is a startup based in Pasadena, CA and backed by FF Angel, WI Harper Group and Mucker Capital. For more information, please visit http://www.walla.by . Stay connected with Wallaby on Facebook or on Twitter @wallabycard Top of the News center_img Business News Community News Community News Name (required)  Mail (required) (not be published)  Website  8 recommended0 commentsShareShareTweetSharePin it Subscribe EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS First Heatwave Expected Next Week Make a commentlast_img read more

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Homeless Mothers Occupy 12 Vacant Caltrans Houses amidst Public Health and Housing Crises

first_img STAFF REPORT Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Make a comment Community News Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Subscribe 5 recommended0 commentsShareShareTweetSharePin it More Cool Stuff Business News HerbeautyThese Are 15 Great Style Tips From Asian WomenHerbeautyHerbeautyHerbeautyStop Eating Read Meat (Before It’s Too Late)HerbeautyHerbeautyHerbeautyInstall These Measures To Keep Your Household Safe From Covid19HerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeauty6 Lies You Should Stop Telling Yourself Right NowHerbeautyHerbeautyHerbeautyThis Trend Looks Kind Of Cool!HerbeautyHerbeauty A group of homeless mothers, their children and others have occupied a dozen vacant Caltrans-owned houses in El Sereno in an effort to call attention to the fact that the state transportation agency is sitting on more than 160 empty homes during an unprecedented public health and housing crisis.The group, called Reclaiming Our Homes, includes Benito Flores, Ruby Gordillo, Martha Escudero and their five young children, who first occupied a Caltrans house located at 3135 Sheffield Ave., Los Angeles, on Saturday. Several others reclaimed other nearby vacant Caltrans houses in the following days. The group released a list of demands, including turning publicly-owned vacant properties into housing, freezing rents and other measures.“With this health crisis and this housing crisis we need every vacant house to be a home for those who don’t have a safe and stable place to sleep in,” Gordillo said at a press conference in front of one of the houses on Wednesday.Nearly 60,000 people in Los Angeles and nearly 550 in Pasadena are living in unsheltered locations or temporary shelters on any given night, according to the 2019 homeless counts. Numbers from the 2020 count have not yet been released.According to Los Angeles Times reporter Liam Dillon, Caltrans released this statement on Thursday: “We are aware of the situation, and Caltrans is currently in discussions regarding the use of these properties.”On Monday, eight state legislators sent a letter to California Gov. Gavin Newsom, asking him to use the empty Caltrans houses as immediate rapid rehousing for the homeless in light of the COVID-19 outbreak. The signatories included Assemblymembers Richard Bloom, David Chiu, Sharon Quirk-Silva, Buffy Wicks, Rob Bonta and Mark Stone and state Senators Scott Wiener and Lena Gonzalez.Notably, state legislators for the El Sereno and Pasadena areas, including state Senator Anthony Portantino, Assemblymember Chris Holden, Assemblymember Wendy Carrillo and state Senator Maria Elena Durazo did not sign the letter, and the governor has not yet responded.“We urge you to take all steps necessary to immediately make these homes available for occupancy in a fair and systematic way,” they wrote in the letter, which also announced the formation of the California Legislative COVID-19 Housing and Homelessness Urgent Action Group. “The confluence of burgeoning homelessness, widespread layoffs, the housing affordability crisis and the healthcare emergency brought on by the COVID-19 emergency, the impact on those who are already homeless and those who are most at risk: economically disadvantaged Californians, requires us to act boldly and rapidly.”LA Mayor Eric Garcetti said he “asked Caltrans to see whether or not [LA’s] housing authority might be able to get that house and many other houses, and make that affordable housing for folks that today need that, or who are homeless. But that will require state action.”On Tuesday, the LA City Council passed new protections against evictions and foreclosures in an effort to mitigate the economic impacts of the COVID-19 pandemic.“Impacted by the housing crisis, and feeling even more urgency in the wake of the coronavirus pandemic, we are reclaiming vacant houses owned by the state to fight for housing as a human right,” the Reclaiming Our Homes group wrote on its website. “We the Reclaimers are calling on the city and state to immediately use all vacant properties to house people. We need all levels of government to make a massive investment in public and social housing so that everyone has a home during this housing and public health crisis.”A large group of supporters held a demonstration in front of 3135 Sheffield Ave., Los Angeles, on Saturday and helped carry in furniture and beautify the front yard. Meanwhile, six California Highway Patrol officers watched the scene from across the street but did not intervene. Earlier on Saturday morning, however, two organizers were arrested for entering another vacant Caltrans house on Sheffield.“We are urging for vacant houses to be homes for these unhoused folks—now,” Gordillo said in a press conference in front of the house on Saturday.Caltrans purchased and acquired through eminent domain about 460 properties in El Sereno, South Pasadena and Pasadena in the 1960s and 70s with the goal of tearing them down to build first a surface freeway and then a tunnel freeway connecting the 710 and 210 freeways. In October, Newsom signed a bill into law effectively killing the freeway extension, including the tunnel, making the properties surplus and thus subject to sale.Caltrans has said it is preparing to sell the houses in three phases since 2015, but so far very few houses have been sold. According to the Roberti Bill, existing tenants are supposed to be offered first right of refusal to buy their homes at an affordable rate. In 2019, Caltrans tried to implement inappropriately inflated sales prices for Phase 1 tenants, but Pasadena attorney Christopher Sutton sued on behalf of three tenants and won.Caltrans defied that court order by implementing “emergency regulations” enabling them to impose the inflated sales prices. Those regulations expired in November and Sutton’s lawsuit to ensure that the tenants are offered an affordable price for their homes continues. The next trial-setting hearing in that case was rescheduled to April 21 due to the COVID-19 pandemic.At a community forum in Pasadena in November focusing on what to do with the 50 acres of land known as the 710 freeway “ditch” near California Blvd., Caltrans District 7 Director John Bulinski claimed Sutton’s lawsuit is what’s preventing Caltrans from selling the remaining houses. Sutton disputes this, saying nothing is preventing Caltrans from moving forward and following the law.Meanwhile, more than 160 houses remain empty in the 710 Corridor, many of them for years and all of them falling into disrepair. Reclaiming Our Homes advocates say unused public property such as the vacant Caltrans homes should be used for public good in these extraordinary times.“It is never the wrong time to do the right thing,” wrote the United Caltrans Tenants (UCT) coordinating committee in an email. “Please reach out and meet the Reclaimers, all of whom were homeless and/or housing insecure prior to reclaiming the empty homes. Now these formerly empty homes, which made our streets feel like blighted ghost towns, are filled with families and people who are loving on these homes and our community. We hope you will embrace our new neighbors, volunteer and support housing those in need, especially in this time.”UCT said all volunteers are following social distancing protocols.The group was inspired by a similar action earlier this year by two homeless mothers in Oakland called Moms 4 Housing, who were ultimately successful following a standoff with police, according to L.A. Taco.“The months-long standoff in Oakland between two unhoused mothers and a development company based in Redondo Beach resulted in a militarized police eviction that attracted over 25 sheriff’s deputies and left the mothers in handcuffs, but ultimately ended in victory after Wedgewood Properties made a ‘good faith agreement’ to sell the property to Oakland’s Community Land Trust,” Lexis-Olivier Ray wrote. Top of the News center_img Your email address will not be published. Required fields are marked * CITY NEWS SERVICE/STAFF REPORT Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Community News Name (required)  Mail (required) (not be published)  Website  STAFF REPORT First Heatwave Expected Next Week Community News Homeless Mothers Occupy 12 Vacant Caltrans Houses amidst Public Health and Housing Crises Group wants publicly-owned vacant properties turned into housing By LINUS GREEN Published on Friday, March 20, 2020 | 5:00 am faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Donald CommunityPCC- COMMUNITYVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimeslast_img read more

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Digitizing Mortgage Processes

first_imgSign up for DS News Daily  Print This Post Digitizing Mortgage Processes eClosings Technology ] 2019-12-23 Mike Albanese Beth Peng Lyden is a Corporate Finance attorney within the Business Services Department at Dykema’s Chicago office. Ms. Lyden represents institutional lenders and borrowers in connection to various commercial and real estate finance transactions. Her experience includes representing commercial banks in all aspects of negotiating, documenting and closing of term loans, revolving credit loans, and mortgage loans to commercial borrowers, including not-for-profit and religious corporations. Data Provider Black Knight to Acquire Top of Mind 2 days ago December 23, 2019 1,894 Views The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: CFPB Announces Changes to Exemption Thresholds Next: Freddie Mac: Finding Solutions to ‘Areas of Concentrated Poverty’ About Author: Beth Lyden Demand Propels Home Prices Upward 2 days ago Tagged with: eClosings Technology ]center_img Related Articles For some consumers, purchasing a home can be a daunting task. House-hunting fiascos and heroics aside, the mortgage-closing process itself can be a drawn-out and overwhelming journey through mountains of paperwork. In 2014, the Consumer Financial Protection Bureau (CFPB) issued a report identifying key issues in the mortgage-closing process and positioning electronic mortgage closing as a solution. The CFPB went on to conduct a four-month eClosing pilot program to test its theory. Looking back now, it is unsurprising that the study found that “eClosing borrowers in our pilot scored higher than paper borrowers on our measures of empowerment at closing, perceived understanding, and efficiency.”Indeed, there are many efficiencies resulting from an eClosing process, much easier access to documents prior to closing, a reduced number of days between approval and closing, and the ease of proving compliance with the numerous regulatory requirements, just to name a few. So, how do we escape paper closing and evolve to eClosing platforms? The bland answer is federal and state legislation and the mortgage industries’ response. But it’s really more interesting than that. First, cue existing statutes that make eClosings possible. In fact, the legal basis for establishing the equivalence of electronic records and signatures to traditional paper records and wet-ink signatures already was available: the federal Electronic Signatures in Global and National Commerce Act (ESIGN) and the various state adaptions of the model Uniform Electronic Transactions Act (UETA). These statutes provide that records and signatures relating to transactions cannot be denied legal effect, validity, or enforceability solely because they are in an electronic form or because an electronic signature or electronic record is used in their formation. Once the “eNote” has been electronically created and signed by the borrower at the eClosing in compliance with ESIGN and UETA, it is tamper-sealed, deposited into a secure electronic vault (called the “eVault”). That eNote is then referred to as the “Authoritative Copy.”Second, to make eClosings a viable option, the mortgage-backed securities industry (the ultimate source of funds for many mortgage loans) had to be on board. This industry was built in reliance on the negotiability of paper promissory notes and the ability to take title free of claims or defenses by previous holders in the chain of title. Luckily, ESIGN/UETA come to the rescue again. These statutes create a new type of payment intangible called “transferable records.” Under ESIGN/UETA, a “Transferable Record” (also called the eNote) is an electronic record that would be a promissory note under Article 3 of the Uniform Commercial Code (UCC), if it was in writing, and for which the issuer (i.e., the borrower) has expressly agreed is a Transferrable Record. Like a paper promissory note, a Transferable Record can be freely and unconditionally transferred. It even is possible for an owner to achieve the coveted super-priority status of a holder in due course. ESIGN/UETA accomplishes this by creating a new concept of “control.” Control of a Transferable Record is used as a substitute for traditional (UCC) “possession” of a written promissory note. A person having control of a Transferable Record (called the “Controller”) is afforded the same rights and benefits of a holder under the UCC of a paper promissory note. Most importantly, the Controller is entitled to enforce the Transferable Record/eNote and, provided certain requirements are met, can take title free and clear of all other claims.Third, to make the eClosing process fit within the existing industry framework, where loans regularly are bought and sold, there had to be an efficient way to keep track of the Transferable Record. MERS addresses this need via the MERS® eRegistry. The MERS eRegistry is the authorized, centralized system of record for evidencing the transfer of interests in a Transferable Record, which can readily and accurately establish the identity of the person entitled to payment. Specifically, eNotes are registered in the MERS® eRegistry at origination. The MERS eRegistry identifies the party that has Control of the Transferable Record/eNote, the location of the Authoritative Copy of the eNote, and stores the unique digital signature (hash value) of the eNote.   Fourth, eClosings never would be accepted in the industry unless the courts agreed that an eNote was enforceable after default. There are only a few reported appellate decisions on this topic. The key takeaways are that a plaintiff seeking to enforce an eNote must establish, with evidence:  (1) that it is the Controller (or acting on behalf of the Controller); (2) it has control of the Authoritative Copy of the eNote; and (3) the transfer history of the eNote from origination to the current Controller (typically reflected on the MERS eRegistry). Litigants also will need to convince courts that this new type of evidence is sufficient, in lieu of the longstanding evidence necessary for the enforcement of a paper promissory note (delivery, possession, and endorsement).This article provides a high-level overview of the primary statutes and industry efforts which, taken together, make eClosings possible. However, certain holes need to be filled before the eClosing process can be fully digitized, including state-wide remote online notarization (RON) and county-wide e-recording. Currently, only 22 states have statutes permitting RON and many counties do not recognize or accept electronic records. Once these final steps are completed, fully digitized eClosings could be a reality for consumers, as well as for the industry as a whole.   Share Save Laura Baucus is the leader of Dykema’s Financial Services Litigation Practice Group and has extensive experience representing banks and servicers in nationwide litigation involving credit card and mortgage products, mortgage loan servicing, escrow and insurance proceeds, and note and collateral enforcement. Her significant legal project management expertise includes leading a team on a multi-million dollar consumer financial services litigation portfolio as well as managing hundreds of multi-state financial lawsuits for national banks and servicers. About Author: Laura C. Baucus Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Digitizing Mortgage Processes Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, News, Technology Subscribelast_img read more

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Udaras chairman warns of difficult road ahead

first_img Udaras chairman warns of difficult road ahead Gardai continue to investigate Kilmacrennan fire WhatsApp 75 positive cases of Covid confirmed in North Údarás na Gaeltachta has said that it maintained its job levels last year despite the the deteriorating economic climate in the latter half of that year.However in its economic report the chair of Uduras said it had experienced the most difficult and challenging period in the history of the organisation.The Uduras 2008 Annual Report states that a total of 1,269 new jobs were created in 2008 and 1,024 new full-time jobs were approved that year, involving a total investment of over €100m.Total employment in Údarás assisted-companies stood at 8,193 at year-end.Liam Ó Cuinneagáin, Chairman of Údarás na Gaeltachta said the 2008 results are a source of hope and encouragement.However he the sudden change in the economic climate, the exchequer cutbacks arising from that and the significant decline in the organisation’s income from the sale of assets greatly restricted the operations of the organisation during.Mr Ó Cuinneagáin says that as a result, it will be very difficult for An tÚdarás to meets it’s employment targets the current year” Facebook Previous articlePalliative radiation treatment to be made available in BelfastNext articleMc Hugh hits out at flawed model of health management admin News Facebook 365 additional cases of Covid-19 in Republic Google+ RELATED ARTICLESMORE FROM AUTHORcenter_img Pinterest WhatsApp Twitter Pinterest Main Evening News, Sport and Obituaries Tuesday May 25th Google+ By admin – November 20, 2009 Twitter Further drop in people receiving PUP in Donegal Man arrested on suspicion of drugs and criminal property offences in Derry last_img read more

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Experts warn bus driver over slim chances in court

first_img Previous Article Next Article Related posts:No related photos. Comments are closed. Experts warn bus driver over slim chances in courtOn 13 Jul 2004 in Personnel Today A bus driver sacked for being a member of the far-right British NationalParty (BNP) is unlikely to have a case for unfair dismissal, according to legalexperts. Arthur Redfearn is taking legal advice after being dismissed by WestYorkshire Transport Service less than three weeks after his election toBradford Council. The private company, which runs services for the council and the NHS, saidit was “incompatible” for a BNP member to be transporting largenumbers of Asians every day. But lawyers believe the fact Redfearn had been employed for less than a yearsignificantly reduces his chances of bringing an unfair dismissal claim. David Gibson, solicitor at law firm Dickinson Dees, said: “Unless hecould show other forms of discrimination then it will be difficult to bring aclaim.” However, Michael Ball, employment law partner at Halliwells, said thatRedfearn could have a case under racial discrimination legislation, in whichlength of service is irrelevant. He said the fact the employer referred to the “vast proportion” ofpeople using the service as being Asian could be significant, and a tribunalcould ask whether they would have treated him the same way if the bus servicehad predominantly white passengers. last_img read more

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Sr. Biostatistician

first_img Sr. Biostatistician Save Sr. Biostatistician GeneralSummary/PurposeThe Department of Epidemiology, Johns HopkinsBloomberg School of Public Health seeks a Senior biostatistician towork as part of a data coordinating center study team andcollaborate with epidemiologists, statisticians, projectcoordinators and investigators in a variety of fields to analyzeand manage data with the aim of scientific publication. Thesuccessful applicant will contribute to the development andapplication of statistical methods to address research needs in along-term, nationwide cohort study of HIV-infection andaging.Specific Duties &ResponsibilitiesThe Senior Biostatistician will be responsible foranalyzing large, complex data sets from a complex multi-sitelongitudinal study of HIV. Will collaborate with investigators withprimary responsibility for analysis and presentation of projectdata. Analysis includes both cross sectional and longitudinalanalyses (Kaplan Meier, Cox, Survival Analysis etc.), nesteddesigns, sample selection, and lagged measures. Opportunities topresent work and coauthor publications in statistical andsubstantive journals necessitate excellent oral and writtencommunication skills. Experience with manuscript and presentationpreparation is desirable. The individual will be responsible formultiple initiatives and must be self-directed and able to workefficiently.The primary activities of this positioninclude:Providing statistical design expertise, datamanagement, and data analyses to answer research questions usinglongitudinal dataParticipate as a co-author in preparation ofmanuscripts and presentations reporting studyresults.Applicant must be willing to workcollaboratively with a diverse team ofinvestigatorsWork with investigators to determine thestatistical framework for answering the studyobjectiveDrafting statistical analysisplansGenerate analytic data sets includinglongitudinal data setsAnalyze data to answer scientificquestionsIdentify potential problems with study data andcollaborate with other staff to resolveissuesDocumenting data management and analyticpolicies and principles including the archiving of code for thepurposes of reproducibility of researchfindingsPreparing data tables and figures forpublications and presentations at scientificmeetingsContribute to technical/scientific writing andreviewing drafts of reports, posters, and manuscripts, includingwriting up interpretation of analysis results and description ofstatistical methods used Maryland, United States Salary Not Specified Faculty Positions Not specified Full Time jobs in Baltimore Twitter The successful candidate(s) for this position will be subject to apre-employment background check.If you are interested in applying for employment with The JohnsHopkins University and require special assistance or accommodationduring any part of the pre-employment process, please contact theHR Business Services Office at [email protected] For TTYusers, call via Maryland Relay or dial 711.The following additional provisions may apply depending on whichcampus you will work. Your recruiter will adviseaccordingly.During the Influenza (“the flu”) season, as a condition ofemployment, The Johns Hopkins Institutions require all employeeswho provide ongoing services to patients or work in patient care orclinical care areas to have an annual influenza vaccination orpossess an approved medical or religious exception. Failure to meetthis requirement may result in termination of employment.The pre-employment physical for positions in clinical areas,laboratories, working with research subjects, or involvingcommunity contact requires documentation of immune status againstRubella (German measles), Rubeola (Measles), Mumps, Varicella(chickenpox), Hepatitis B and documentation of having received theTdap (Tetanus, diphtheria, pertussis) vaccination. This may includedocumentation of having two (2) MMR vaccines; two (2) Varicellavaccines; or antibody status to these diseases from laboratorytesting. Blood tests for immunities to these diseases areordinarily included in the pre-employment physical exam except forthose employees who provide results of blood tests or immunizationdocumentation from their own health care providers. Anyvaccinations required for these diseases will be given at no costin our Occupational Health office.Equal Opportunity EmployerNote: Job Postings are updated daily and remain online untilfilled.EEO is the LawLearn more:https://www1.eeoc.gov/employers/upload/eeoc_self_print_poster.pdfImportant legal informationhttp://hrnt.jhu.edu/legal.cfm School of Medicine -East Baltimore Campus Biotechnology & Bioengineering Not specified Full Time jobs in Baltimore Johns Hopkins University Maryland, United States Navigating shared files and contributing toshared files to create a transparent researchworkspaceAttend staff meetings and provide updates onstatus of projectsMinimumQualificationsMaster’s degree in biostatistics, epidemiology,or related quantitative field.Three (3) yearsrelated experience in a similar work or academicsetting.Demonstratedability on significant graduate project or additional doctoraleducation may substitute for experience to the extent permitted bythe JHU equivalency formula. Facebook Save Sr. Biostatistician Demonstrated ability on significant graduateproject or additional doctoral educationmaysubstitute for experience to the extent permittedby the JHU equivalency formula.* JHU Equivalency Formula:30undergraduate degree credits (semester hours) or 18 graduate degreecredits may substitute for one year of experience. Additionalrelated experience may substitute for the required education on thesame basis. For jobs where equivalency is permitted, up to twoyears of non-related college course work may be applied towards thetotal minimum education/experience required for the respective job.*PreferredQualificationsPhD preferred.Special Knowledge, Skills, andAbilitiesMastery of SAS, Stata, or Rrequired.SAS programming proficiency (masterypreferred)R and STATA programming proficiencydesirableMicrosoft Office programs (Word, Excel,PowerPoint, Outlook) proficiencyExperience performing longitudinal dataanalysis and survival analysisGood problem-solving skills, includingorganizing and investigating possible solutions and presenting themto the team for discussionGood organizational, written and verbalcommunication skills in the preparation and presentation ofresultsGood interpersonal skills in dealing withinvestigators and a “team-oriented” approach with other staffmembers and investigatorsClassified Title:Sr.BiostatisticianWorking Title: Sr.Biostatistician ​​​​​Role/Level/Range: ACRP/04/ME Starting Salary Range:$60,945 – $83,865 / Commensuratewith experienceEmployee group: Full Time Schedule: Monday-Friday, 8:30 am – 5:00 pm, 37.5 hours/weekExempt Status: ExemptLocation: 31-MD:JH at 111 Market Place Department name: 10001101-Epidemiology Personnel area: School of Public HealthThe successful candidate(s) for this position will be subject toa pre-employment background check.If you are interested in applying for employment with The JohnsHopkins University and require special assistance or accommodationduring any part of the pre-employment process, please contact theHR Business Services Office [email protected] For TTYusers, call via Maryland Relay or dial 711.The following additional provisions may apply dependingon which campus you will work. Your recruiter will adviseaccordingly.During the Influenza (“the flu”) season, as a condition ofemployment, The Johns Hopkins Institutions require all employeeswho provide ongoing services to patients or work in patient care orclinical care areas to have an annual influenza vaccination orpossess an approved medical or religious exception. Failure to meetthis requirement may result in termination of employment.The pre-employment physical for positions in clinical areas,laboratories, working with research subjects, or involvingcommunity contact requires documentation of immune status againstRubella (German measles), Rubeola (Measles), Mumps, Varicella(chickenpox), Hepatitis B and documentation of having received theTdap (Tetanus, diphtheria, pertussis) vaccination. This may includedocumentation of having two (2) MMR vaccines; two (2) Varicellavaccines; or antibody status to these diseases from laboratorytesting. Blood tests for immunities to these diseases areordinarily included in the pre-employment physical exam except forthose employees who provide results of blood tests or immunizationdocumentation from their own health care providers. Anyvaccinations required for these diseases will be given at no costin our Occupational Health office.Equal Opportunity EmployerNote: Job Postings are updated daily and remain online untilfilled.EEO is the LawLearn more:https://www.eeoc.gov/sites/default/files/migrated_files/employers/poster_screen_reader_optimized.pdf Johns Hopkins University A strong background in statistical principlesand data analysis are required with knowledge of Stata, SAS, S-plusor R (proficiency with multiple statistical programspreferred). You need to sign in or create an account to save You need to sign in or create an account to savecenter_img Sr. Biostatistician Maryland, United States Similar jobs Share Apply(This will open in a new window from which you will be automatically redirected to an external site after 5 seconds) More searches like this Administrative Not specified Full Time jobs in Baltimore LinkedIn Science, Technology & Mathematics Not specified Full Time jobs in Baltimore Sr. Biostatistician Johns Hopkins University You need to sign in or create an account to save Save Sr. Biostatistician Salary Not Specified Salary Not Specified Experience with manuscript and presentationpreparation is desirable Opportunities to present work and coauthorpublications in statistical and substantive journals necessitateexcellent oral and written communicationskills. Academic Affairs Not specified Full Time jobs in Baltimorelast_img read more

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Ocean City Weathers the Wind but the Chill Is Here to Stay

first_imgThe wind howled through the night in Ocean City but appears to have left no significant damage, despite a National Weather Service warning that called for gusts up to 60 mph.Ocean City woke up Sunday morning to single-digit temperatures and 30 mph winds, combining for a wind-chill value of -12 degrees. By 9 a.m., the actual temperature had reached 10 degrees. Ice forms on the bay at Second Street in Ocean City, NJ, on Sunday, Feb. 15.A coastal storm headed for New England grazed the New Jersey coast and left an inch or two of snow, though the wind had blown it clear in many spots.Top wind gusts reached 51 mph at Atlantic City International Airport at 5 a.m. Sunday, according to the National Weather Service. Readings from an anemometer at 59th Street in Ocean City were not immediately available.The winds knocked down newspaper boxes and scattered trash cans, but did not cause any significant damage. There are no reported power outages in Ocean City.The coldest weather is yet to come.Wind chill values are expected to reach a low Sunday night into Monday morning. The temperature Sunday night may fall to 6 degrees with a wind chill value of -15 degrees.Another storm could leave another 1 to 3 inches of snow between 1 a.m. to 1 p.m. Tuesday, according to the National Weather Service.The temperature is not expected to rise above the freezing mark until next weekend.A wind chill advisory remains in effect until 11 a.m. Monday.last_img read more

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